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Daily Ten Money Quiz

Section: Money testDifficulty: BasicRound length: Under 3 minFreeNo sign-up
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Complete game guide

Ten money questions a day, drawn from one rotation so that everybody playing in the same language on the same day answers the same set. There is no clock and no second attempt: today's answers are today's score, and finishing adds a day to your streak.

The goal

Daily Ten Money Quiz gives you ten questions once a day: four easier, four harder, two harder still, ending on the two that ask you to reason rather than recall. Seven of the ten are the same worldwide because they test mechanisms — unit price, compounding, diversification, how a progressive tax band works — and three are written for your market, where deposit protection, credit files and tax rules genuinely differ. There is no timer. The pressure is that the day only happens once: you cannot replay it, and there is no practice mode to rehearse in.

Controls and play

Tap a choice, or press 1, 2, 3 or 4. Tab moves focus between the four choices and Enter or Space selects the focused one. A freshly dealt question ignores input for six tenths of a second, so a burst of taps cannot carry over from the previous screen; the same lock sits on the continue button after a wrong answer. A right answer shows the concept it tested and moves on by itself after nine tenths of a second. A wrong one stops and waits: you get the correct answer, one line of why, and the concept, and nothing advances until you press continue.

Points and streaks

A correct answer is worth 100 base points, multiplied by the question's difficulty weight and by your current combo multiplier, rounded to the nearest whole number. The easier questions weigh 1, the middle band 1.3 and the hardest 1.6. The multiplier rises by a quarter every second correct answer in a row and stops at two times, which a clean run reaches on the ninth question — so a perfect day is worth 1936 points. A wrong answer scores nothing and resets the combo, but never takes points away, and there are no lives: all ten questions are always asked.

Finishing and results

The run ends when the tenth question has been answered and its feedback has been read. Grades come from accuracy over the full ten: all ten right is S, nine is A, seven or eight is B, five or six is C, and four or fewer is D. The result page gives your grade, score, how many you got right, your longest combo, how long you took, your current and longest day streaks, and the concepts behind anything you missed. If you have finished at least two earlier days it also compares today against your own recent average — your past self, not a stranger.

Replay and progress

There is no replay, by design. Reloading returns you to the exact screen you left, with your score, combo, answers and elapsed time carried over, and opening the game again after finishing shows the result you already earned rather than dealing a second set. Finishing a day adds one to your streak; finishing the next day adds another; missing a day starts the count again at one, and the longest streak you have reached is kept either way. There is no make-up day, no freeze and nothing to buy. Everything is stored in this browser only and cannot be recovered after clearing site data — and if the browser refuses to store anything, the game says so before you start rather than pretending the run was recorded.

Language and context

English and Chinese are written separately rather than translated. The seven universal questions are the same question in both languages, in the same position and with the same choice order, so two people in different languages really are comparing the same day. The three market questions are not translations at all: the English set is written for the United States and the Chinese set for the mainland Chinese market, because deposit insurance, credit reporting and tax work differently and a translated answer would simply be wrong. Whichever language you start a day in stays with that day's questions even if you switch the interface afterwards.

This round covers

A daily set everyone shares

The rotation is decided by the calendar date, not by a random draw, so everybody playing in the same language on the same day gets the same ten questions in the same order.

Source: Deterministic rotation seeded from the calendar date

Questions return after ten to fourteen days

Each question belongs to a fixed three-day band inside a twelve-day cycle, which pins the gap between two appearances to between ten and fourteen days — long enough to test recall rather than memory of yesterday.

Source: Twelve-day cycle with three-day bands

Compounding is growth on growth

Each period's return joins the balance, so later returns are worked out on a larger base. The same arithmetic runs in reverse for an annual fee, which is why a small percentage matters over decades.

Source: Compound growth of a sum over periods

Diversification only works if holdings differ

Spreading money across holdings that rise and fall together leaves a portfolio nearly as concentrated as one holding. What reduces the range of outcomes is low correlation, not the number of lines on a statement.

Source: Correlation between holdings and portfolio variance

Real return is what the money buys

Subtract inflation from a nominal rate to see whether savings gained or lost ground. A rate below inflation is a loss of purchasing power even though the balance went up.

Source: Real return ≈ nominal rate − inflation rate

A higher tax band applies to the slice, not the salary

Under progressive brackets only the income above a threshold is charged at the higher rate, so a raise into a new band cannot reduce take-home pay.

Source: Progressive bracket arithmetic

A guaranteed high return is the scam signal

No genuine investment pairs a high return with no chance of loss, and no institution asks you to move money to a safe account, share a one-time code, or pay a fee before a payout is released.

Source: Common fraud signals in consumer guidance

Questions people ask

What is a daily money quiz?

A daily money quiz is a short set of financial questions that changes each day. This one asks ten, the same ten for everyone playing in that language that day, and scores them once — there is no second attempt and no practice mode.

Does everyone get the same questions?

Yes, on the same calendar day and in the same language. Seven of the ten are the same in both English and Chinese, down to the order the choices appear in; the other three are written for your market because deposit protection, credit records and tax rules differ.

Can I play today's set more than once?

No. Today's run is scored once, and reopening the game shows the result you already earned rather than dealing a new set. That is the whole pressure of the game: the answers you give are the day's answers.

How does the day streak work?

Finishing all ten questions adds one day to the streak. Finishing again the next day adds another; missing a day sets the count back to one. Your longest streak is kept even after a break, and there is no way to buy back a missed day.

Is there a timer?

No. Nothing counts down and nothing times out. The run records how long you took and shows it on the result page, but the time never changes your score.

When does the daily quiz reset?

At midnight, on your own device's clock. The date your device reports is what picks the set, so opening the game any time after midnight deals the new ten — there is no server time zone to wait for and no fixed hour to be up for.

What happens if I switch language halfway through?

The run keeps the questions it was dealt. The interface follows the language you choose, but the ten questions stay in the language you started the day in, and a note at the top of the stage says so.

Will my streak survive clearing browser data?

No. The streak, your history and today's run are stored in this browser and nowhere else, so clearing site data erases them for good. There is no account to restore them from, and a browser that blocks storage is warned about before the run starts.

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