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Finance Wordle

Section: Money testDifficulty: BasicRound length: Under 3 minFreeNo sign-up
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Complete game guide

One finance word is hidden each day — five letters in English, four characters in Chinese — and you have six tries to find it. Every guess has to be a real word from the game's own finance list, so a guess is a vocabulary decision rather than a spelling one. Each square then comes back green, gold or grey, and the word you guessed comes back with a one-line meaning, so a wrong try still teaches you a term. Solve it and you get the definition, a contrast with a word people mix it up with, and the idea behind it.

The goal

Single player, one hidden finance word a day, six tries, about three to five minutes. The word is the same for everyone on a given calendar day and there is exactly one daily round per language — refreshing, switching tabs or leaving full screen returns to the round in progress. A practice round is available any time and never counts towards the streak. A round ends early only by solving it.

Controls and play

On a phone the whole round is taps. In English an on-screen A–Z keyboard fills the active row and a physical keyboard does the same; Enter submits and Backspace deletes. In Chinese you tap a pinyin first letter, then tap a candidate word, which fills the row and submits it — two taps, no input method needed — and a search box inside the drawer is optional. A word outside the finance list is refused: the row shakes, a line says so, and no try is spent. The board itself is read-only and every row carries a screen-reader summary. There is no timer, no pause and no time pressure; elapsed time is reported and never scored.

Points and streaks

Solving scores 600 points multiplied by the day's difficulty weight (1, 1.3 or 1.6) and by how early you found it, so the ceiling is 960 for a first-try solve on the hardest day. A wrong guess never subtracts points; it spends one of the six tries. The section clue costs 60 and the meaning clue costs 160, each available once, and a solved round never falls below 80 however many clues you took. There is no combo multiplier — a round has one answer, so there is nothing to chain — and no speed bonus. Grades run S to D on tries and clues, not on accuracy: with a single answer, accuracy would call a three-try solve a failure.

Finishing and results

The round ends when a row comes back all green or when the sixth try is spent. Both endings show the same thing: the word, its definition, a contrast with a word it gets confused with, and the knowledge tag. Six spent tries grade D, and there is no path that says only "wrong" — that is the point of returning a definition for every guess. The result card also shows tries used, clue cost, your streak, a countdown to the next word, and the last thirty days as a dot strip.

Replay and progress

The daily word is drawn from a 48-word answer list by calendar day, so the cycle repeats after 48 days with the order reshuffled each cycle and no repeat across a cycle boundary. Practice rounds draw from the same answer list and can be shared: the link carries the seed, so the same link deals the same word on any device regardless of what that device has already played. Progress, streak and thirty days of history live in this browser's own storage and nowhere else; clearing site data clears them. The share text carries the puzzle number, the try count and the coloured squares — never the word, never the knowledge tag, never whether you took a clue.

Language and context

English and Chinese are separate puzzles, and deliberately so. A five-letter English word and a four-character Chinese word cannot be the same word, and translating either way would either change the length or give the answer away. What the two share is the day: on a given day both languages draw the same section and the same difficulty, and each draws its own word. Switching language mid-round therefore opens that language's own board and leaves the other one untouched — both are saved, and the streak counts a day as done if either language solved it. The vocabulary itself is jurisdiction-free by construction: the banks mechanically refuse named account types, deposit-protection limits and single-market disclosure labels, so nothing here depends on where you live.

This round covers

Unit price

A total divided by weight or count. It is the only figure that compares two pack sizes, which is why a headline price and a discount price cannot.

Source: https://www.consumerfinance.gov/consumer-tools/

Opportunity cost

What you gave up by choosing this instead — the best alternative you did not take, not the cash you handed over.

Source: https://www.imf.org/external/pubs/ft/fandd/basics/

Sunk cost

Money already spent and unrecoverable. It belongs to the past, so it has no business in the next decision.

Source: https://www.imf.org/external/pubs/ft/fandd/basics/

Nominal against real

A nominal rate is the figure quoted; a real one has the change in prices taken out. The gap is the whole reason both words exist.

Source: https://www.bis.org/statistics/

Compound return

Returns left on the balance go on earning. Time, not the rate alone, is what makes the difference large.

Source: https://www.investor.gov/introduction-investing/investing-basics/glossary

Diversification

Spreading money across holdings that do not move together lowers how much the total swings, without promising a gain.

Source: https://www.investor.gov/introduction-investing/investing-basics/glossary

Index tracking

An index is a published basket standing in for a market; a fund can copy it. The index is the yardstick, the fund is the product.

Source: https://www.investor.gov/introduction-investing/investing-basics/glossary

Credit limit

The most a lender will let you borrow at once. It is a ceiling on borrowing, not income and not a balance.

Source: https://www.consumerfinance.gov/consumer-tools/

Identity verification

A second step that proves a login or a payment is really yours. A code someone asks you for is no longer a second step.

Source: https://www.finra.org/investors/investing/investment-products

Impersonation scams

Faking a trusted caller or sender to make a request look legitimate. Confirming through a channel you already trust is what breaks it.

Source: https://www.consumerfinance.gov/consumer-tools/

Questions people ask

What is Finance Wordle?

A daily guessing game whose answers are finance words: one hidden word a day, six tries, five letters in English and four characters in Chinese. Two rules make it a finance game rather than a spelling one — a guess has to be a term from the game's own published word list, and every guess you submit comes back with a one-line meaning of the word you guessed. Everyone playing the same language on the same calendar day gets the same word.

Why can I only guess words from a list?

Because the list is the test. Letting anyone type any five letters would measure spelling, and on the Chinese side it would not work at all — four characters chosen freely almost never form a real term, so a free-typing version would be a Chinese exam rather than a finance one. The list is fully public: open the word list panel at any time during a round and browse every word you are allowed to guess. Knowing which finance words exist is the skill being practised.

What kind of finance words are on the list?

Everyday money vocabulary from the site's five sections: spending and saving, borrowing and tax, investing, how the economy works, and scams and fraud. Each day's word is drawn from one of them, and the section is exactly what the cheaper clue reveals. The list is jurisdiction-free on purpose — named account types, deposit-protection limits and single-market disclosure labels are refused by the word bank itself — so no word here depends on where you live.

What do the three square colours mean?

Green means that letter or character is in the right place, gold means it is in the hidden word but somewhere else, and grey means it is not in the word at all. Repeats follow the supply: if the answer holds one S and you guess two, the exact one goes green and the spare goes grey. Every square also carries a tick, tilde or cross and a spoken description, so the verdict survives greyscale, colour blindness and a screen reader.

What happens if I get it wrong?

You get the squares for that row and a one-line meaning of the word you guessed, immediately. That is why a wrong guess is not a wasted guess — six tries can hand back six finance terms. The hidden word is the round's ending answer and is revealed when you solve it or when the sixth try is spent, together with its definition, a contrast and the idea behind it. There is no ending that says only that you were wrong.

Do the English and Chinese puzzles have the same answer?

No, and they cannot. A five-letter English word and a four-character Chinese word are different objects, so there is no word both boards could hold. What matches is the day: both languages draw the same section and the same difficulty on a given date, then each draws its own word. Both rounds are saved separately, so switching language does not throw away the board you had, and your streak counts the day as done if either language solved it.

Can I play twice in a day, or play on two tabs?

There is one daily round per language, and it resumes wherever you open it. Two tabs still share that one round: each submission takes a cross-tab turn first, and a tab that does not get it is told so and synchronized rather than shown a colour, so two tabs cannot add up to more than six pieces of feedback. Browsers without that coordination facility say so on screen and ask you to keep one tab open. If you want more rounds, practice rounds are unlimited and do not touch the streak.

Is Finance Wordle free, and do I need an account?

Free, and there is no account to make. Nothing about your play leaves the browser: today's board, your streak and the last thirty days are kept in this browser's own storage, which is why clearing site data clears them and why a streak does not follow you to another device. The two clues cost score, not money.

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