What is Money Myth Buster?+
It is a true-or-false quiz on money claims that really circulate, where each answer also carries how sure you are. Twelve claims arrive one a screen with four buttons — certain true, certain false, probable true, probable false — and every claim ends with the correct fact whether you got it right or not.
Why does the game ask how confident I am?+
Because being wrong while certain is a different mistake from being wrong while hedging, and only one of them is worth correcting urgently. A certain call pays two and a half times a probable one and costs a credit when it misses, so the result page can show two accuracy figures side by side: how often you were right when you committed, and how often when you did not.
Are the false claims real things people say?+
Yes, and so are the true ones. Every claim in the bank is recorded with where it circulates and when that was checked, and roughly half of them turn out to be true, which is deliberate: a quiz where everything familiar is false only teaches distrust of anything you have heard, not how to check it.
What money myths does this game cover?+
Ten mechanisms, each one sitting behind claims that really circulate: unit price against pack size, percentage rises and falls that do not cancel out, minimum payments, progressive tax brackets, a flat monthly fee against the real rate, the limits of diversification, return after inflation, yearly fee drag, inflation as a basket average, and the signals of a scam. A round deals twelve claims across spending, borrowing and tax, investing, the economy and scams, with both verdicts equally common.
Does paying only the minimum on a credit card keep the debt under control?+
No. Interest continues to accrue on the part you did not pay, so the balance can grow even while every payment arrives on time. The minimum is the amount that keeps the account in good standing, not the amount that reduces the debt, and the gap between the two is where a balance quietly becomes long-term.
Does earning more and crossing into a higher tax bracket leave you with less?+
No. Under progressive brackets only the income above the threshold is taxed at the higher rate, so the extra earnings are taxed more heavily but the earlier income is not. The belief survives because a payslip shows one combined deduction, which makes the higher rate look as if it applied to everything.
Does holding many different shares protect you from a market crash?+
No. Spreading holdings removes the risk that one company fails, which is real and worth removing, but a market-wide fall takes those holdings down together. Diversification is protection against a specific accident, not against the weather, and reading it as both is one of the most common misreadings in the bank.
Is it free, and is there a time limit?+
It is free, with no account, no download and no clock. A two-way question under a stopwatch only produces guessing, and guessing is exactly what this round is built to measure, so both feedback cards wait for you to press continue instead. You also never type a figure of your own — every answer is one of four buttons.
